Paying for Care Services

Unlike the NHS where health care services are free at the point of need, Adult Social Care services are means tested. To obtain state funding you must have eligible needs (based on national criteria) as assessed by an Adult Social Care worker; but also fall below the agreed national financial thresholds. For example, the amount of financial help you are entitled to is affected by your savings, investments, benefits and earnings.

The amount you contribute to your care services depends on your current financial situation and your care and support needs. You are entitled to receive a care and support assessment to determine your eligibility and a financial assessment to determine your financial situation and the contribution you are required to make towards your care.

Use our Ready Reckoner to find out if you are likely to be eligible for financial assistance.

We will examine your financial situation to assess how much-funded care you are entitled to and how much you will need to contribute to your care. An assessment is not required if you only wish to access free care services. The assessment will take into account the following:

• income
• outgoings
• savings
• if you are a homeowner
• Benefits and expenses relating to disability (they will also ensure that you are receiving all the benefits that you are entitled to).

If you have over £23,250 in capital or savings, you are not entitled to funding from the council and will have to pay the full amount of your care costs. This is called self-funding. You can choose to arrange your care services directly with your care provider and make sure your requirements are met how you want them to be.

If you want help to arrange these services, the council can support you to do this. If you have between £14,250 and £23,250 in capital/savings you will be required to make a contribution from this.

This booklet aims to provide information about paying for care services. It is important to understand how paying for care and support works so that you can make sure you are paying the correct amount, that you are in receipt of the correct income, and to assist you to manage your money properly.

The booklet explains how charges are calculated, what support is available with the financial assessment, the benefits that may assist with paying for care and what to do if you disagree with the decisions about your financial assessment.

Download the Paying for Care Handbook

The rules around who can receive financial assistance towards their care costs can seem complex and confusing.

To help you understand what your financial contribution might be towards the cost of your care, we are developing a self-service online Paying for Care Calculator.

All you will have to do is answer a few short questions about the your financial situation, and the Paying for Care Calculator will work out whether or not you are likely to be eligible for financial assistance and what your financial contribution is likely to be.

This page is under development and a link to the Paying for Care Calculator will be added once available.

If you have received a formal care and support assessment, and as a result have eligible needs, then you can submit your Paying for Care Calculation to our Welfare rights team for review.

The information you provided will be reviewed by a trained welfare rights assessment officer and you may be required to provide evidence of your financial circumstances.

If you have not been assessed by East Riding of Yorkshire council for care and support then you can complete the Paying for care calculator and get a good idea of what you are likely to have to pay to meet your care costs, but you will not be able to submit your Paying for Care Calculation to the Council. We will first need to formally assess your needs

If you think you have eligible adult social care needs, then you need to compete the Adult Social Care Self-Assessment. This assessment is currently under development and a link will be added once available.

Important notice: The online Paying for Care Calculator provides you with an indication based on the information you provided of what your contribution to the cost of your care will be and all figures a subject to review. It does not form any agreement between you and East Riding of Yorkshire, nor does it guarantee eligibility of need for care and support.